First Home Owner Concierge

Costs Involved When Buying Your First Home (2022)

Are you planning to buy your first home in 2022?

In this episode of the First Home Owner Concierge Podcast, we take a look at the various costs that are involved when buying a property. From stamp duty to conveyancing fees, we break it all down so you know exactly what to expect. 

If you're looking for more information on buying your first home, be sure to check out our other content.

If you need help?  Contact us here

 

Will Bell Mortgage Broker

435 Nepean Highway Frankston Vic 3199

0448111046

 

Check out our pages for first home buyers and First Home Owner Concierge

 

For help getting a loan approval or anything else contact Will Bell Mortgage Broker   and Will Bell Mortgage Broker Google Places

Facebook -  Will Bell Mortgage Broker Facebook

YouTube

Guarantor Home Loans For First Home Buyers

Are you looking for a guarantor home loan? 

A guarantor home loan can be a great way to get into the property market, especially if you don't have the full deposit saved up. In this video, I talk about what a guarantor loan and how it works.

If you need help?  Contact us here

 

Will Bell Mortgage Broker

435 Nepean Highway Frankston Vic 3199

0448111046

 

Check out our pages for first home buyers and First Home Owner Concierge

 

For help getting a loan approval or anything else contact Will Bell Mortgage Broker   and Will Bell Mortgage Broker Google Places

Facebook -  Will Bell Mortgage Broker Facebook

YouTube

The Role of a Mortgage Broker in the First Home Buyer Process

Mortgage brokers help first-time home buyers navigate the process of buying a home. This podcast will cover the role of mortgage brokers and how they can help you secure your dream home.

 

Need help?  Contact us here

 

Will Bell Mortgage Broker

435 Nepean Highway Frankston Vic 3199

0448111046

 

Check out our website pages for first home buyers and First Home Owner Concierge

 

For help in getting a home loan or anything else the first homebuyer process contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google Places

Check us out on Facebook  Will Bell Mortgage Broker Facebook

Also we have a some stuff on YouTube

How Does Your Credit File and Credit Score Affect a Home Loan Application

Have you ever been turned down for a home loan because of bad credit? In this video, we're going to break down why your credit file and score matter when it comes to getting approved for a mortgage. 

We'll also go over how the government's new guidelines affect people with low credit scores. Learn about what the changes mean and if they will help or hurt you!

 

Need help?  Contact us here

 

Check out our website pages for first home buyers and First Home Owner Concierge

 

For help in getting a home loan or anything else the first homebuyer process contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google Places

Check us out on Facebook  Will Bell Mortgage Broker Facebook

 

Grants, Concessions and Schemes for First Home Buyers?

In this podcast, Will Bell Mortgage Broker give you a crash course on the different schemes available for first home buyers. 

First home buyer grants and concessions are designed to make it easier for people who don't have much money to buy their first property.

There is also a range of housing assistance options on offer if you're struggling with paying your mortgage or rent.

 

Need help?  Contact us here

 

Check out our website pages for first home buyers and First Home Owner Concierge

 

For help in getting a home loan or anything else the first homebuyer process contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google Places

Check us out on Facebook  Will Bell Mortgage Broker Facebook

The First Homebuyer Process [2022]

The homebuying process can seem daunting, but it doesn't have to be. In this video we'll walk you through each step of the process, from finding the right home to getting the best deal. 

We'll also answer some of the most common questions first-time buyers have, like how much money do you need for a down payment and what's the closing process like. So whether you're just starting your search or are already in the thick of it, this video will help you make confident decisions every step of the way.

 

Need help?  Contact us here

 

Check out our website pages for first home buyers and First Home Owner Concierge

 

For help in getting a home loan or anything else the first homebuyer process contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google Places

Check us out on Facebook  Will Bell Mortgage Broker Facebook

 

 

First Home Loan Deposit Scheme UPDATE [FEB 2022]

First Home Loan Deposit Scheme (FHLDS) Update - 

The Australian Government has announced changes to the First Home Loan Deposit Scheme, with another 4651 spots available from February 2022.

Will Bell Mortgage Broker discusses.

 

Need help?  Contact us here

 

Check out our website pages for first home buyers and First Home Owner Concierge

 

For assistance in getting a home loan or finding how much you can borrow contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google Places

Check us out on Facebook  Will Bell Mortgage Broker Facebook

How Much Deposit Do You Need To BuyYour First Home in 2022?

Will Bell Mortgage Broker answers  - How much deposit do you need to buy your first home in 2022?

In this episode we will cover:

- A rule of thumb is 10%

- How does Lenders Mortgage Insurance (LMI) work

- 5% with the First Home Loan Deposit Scheme

- Using a guarantor to purchase your first home with a low deposit.

 

Need help?  Contact us here

 

Check out our website pages for first home buyers and First Home Owner Concierge

 

For assistance in getting a home loan or finding how much you can borrow contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google Places

Check us out on Facebook  Will Bell Mortgage Broker Facebook

What are the costs involved when buying your first home?

What are the costs involved when buying your first home?

Buying your first home can be really daunting and for some first home buyers thinking about all the costs can be totally overwhelming especially if you miss something and then find out at the last minute you need to pay it.

For those of you doing your research you need to figure out the following:

• Stamp duty
• Land transfer and mortgage transfer
• Mortgage Insurance
• Conveyancing
• Financing costs
• Building and pest inspection

What are the costs of buying your first home?  If you need any assistance feel free to contact Will Bell Mortgage Broker

For stamp duty calculation go to the State Revenue Office website

For help with conveyancing chat with one of the guys at Sargeants Monash

Call Drakkar for help with income protection, life insurance and TPD insurance

Keeping Your Credit File And Credit Score In Order

In this episode Will explains how your credit file and credit score play an important role in the home loan application process.

0.40 Current clients of mine who cannot get a pre approval because they accidentally canned their credit file.

1.25 The most important parts of your credit file

2.00 Defaults and bankruptcies

2.25 You can still qualify for a home loanb

2.40 Maybe credit repair will work

3.00 Lenders can see if you miss other loan repayments

HINT: Find a good mortgage broker who knows the best way based on what your credit file looks like

Check your credit file here

Comprehensive Credit Reporting article

Call us today for any assistance you need with buying your first home

 

For any assistance with getting a home loan or finding how much deposit you need contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google Places

Check us out on Facebook  Will Bell Mortgage Broker Facebook