First Home Owner Concierge

The Home Buying Process for a First Time Buyer

In today's episode Will goes into the process in buying your first home to give you a good idea of how the process will work.

 

0.50 Current client situation

1.30 Listen to the first 2 episodes if you're just jumping in - they only go for 5 - 10 minutes

2.05 Buying at auction

3.00 Buying at private sale.  purchase subject to finance AKA finance clause

4.14 Building and pest clause

4.30 Settlement period is open for negotiation

5.25 Summarize what you need to do in 5 steps

6.55 Climb that mountain and buy your first home!

 

Call us today for any assistance you need with buying your first home

 

For any assistance with getting a home loan or finding how much deposit you need contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google Places

Check us out on Facebook  Will Bell Mortgage Broker Facebook

 

First Home Owner Grant

Today I chat about the First Home Owner Grant and how you can use it to go toward your deposit on your first home.

0.55 First Home Owner Stamp Duty Exemption

1.16 First Home Owner Grant

1.30 Must be a new home to claim the First Home Owner Grant

2.10 Country Victoria First Home Owner Grant of $20,000

2.40 Applying for the grant

3.10 Get into the property market before it's too late.

 

For any assistance with getting a home loan or finding how much deposit you need contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google Places

Check us out on Facebook  Will Bell Mortgage Broker Facebook

Build your team to home ownership

In today's episode of the First Home Owner Concierge podcast Will Bell Mortgage Broker discusses who you need to work with to help with achieving your goal of buying your own home.

1.20 Get a good Mortgage Broker

2.10 Contract subject to finance AKA Finance Clause

2.50 What does a Conveyancer do?

3.40 Using a building and pest inspector

5.10 Using a Buyer Advocate to purchase your first home

6.20 Use the right builder

8.00 First Home Owner Guide To Building Your Dream Home

 

For any assistance with getting a home loan or finding how much deposit you need contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google Places

Check us out on Facebook  Will Bell Mortgage Broker Facebook

 

 

How much deposit do I need to buy my first home?

In this episode Will Bell answers the question - How much deposit do I need to purchase my first home?

1:00 A general rule of thumb is 10%

1:20 You will need Lenders Mortgage Insurance (LMI)

1:55 Bare minimum 5%

3:00 Smaller initial deposit for House and Land purchase.

4:05 Using a guarantor to purchase your first home

6:00 Summary

For any assistance with getting a home loan or finding how much deposit you need contact Will Bell Mortgage Broker or at Google Will Bell Mortgage Broker Google Places

Check us out on Facebook  Will Bell Mortgage Broker Facebook